This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.

I love that layaway programs are more popular than every.  It is so smart to put items on layaway and pay them at your convenience rather than charging items and then pay interest when you cannot pay it off all at once.

Kmart has made it even easier to put items on layaway.  You can now do it online, from the comfort of your home!  And to make things even more fun they have a Big Layaway Program running now through November 17th.  Each week, at each store one lucky person will have their layaway items (up to $500) paid off for free! It reminds me of all the stories last year of people paying off others layaway programs annonymously.  

So, why not get a head start on your holiday shopping?  I just hate last minute crowds!  What is even worse is when you find an item you want to get and assume it will be there next time you come back and then it is gone!  This happened with my sister-in-law's wedding a few months ago.  The bridesmaids picked out a fun accessory to wear but when I went back, it was gone!  With layaway you can get it right away.  

My husband is a huge Pittsburgh Steelers fan and Kmart has a lot of items on their website that would make great holiday gifts for him.  Here are a few ideas...

To know that I could place these on layaway from their website is so convenient.  Both Walmart and Toys R Us also offer layaway programs, but Kmart is the only one where you can shop online.  Also, Kmart has waived their service fee so it is free layaway!

To enter the Kmart's Big Layaway Giveaway just open up a layaway account today.  How amazing would it be to win and have some of your holiday shopping paid for FREE?

Here is a quick view of how Kmart's layaway plan compares to others: